Your Loan Options Made Simple You’re in the right place. Let’s walk through your different Massachusetts mortgage options. PurchaseFixed Rate MortgageThe ‘classic’ mortgage. Your monthly payments & interest rates don’t change for as long as you have the loan. FHAThe FHA offers government-insured home loans. These flexible loans offer smaller down payment options. VAThe VA provides loans for current & former service members & their families. VA home loans give choice with adjustable and fixed rates options. RehabYou see the potential. You just need help making it happen. Roll the costs of the renovation into your loan. USDAPurchase a home with no money down in certain rural and suburban areas. JumboJumbo loans offer maximum flexibility for home financing for larger loans. First Time Home BuyerBuying your first home is a huge deal. From special programs to down payment assistance, there are countless Massachusetts mortgage options to get the keys in your hand. Low Down Payment OptionsDon’t let a down payment hold you back. Learn about the Massachusetts mortgage options that are available to help you buy. Investment PropertyMortgage loan programs for vacation and investment properties. New ConstructionHave a vision for your home? Bring it to life with these ‘shovel-ready’ mortgage options. RefinanceRefinanceRefinancing can reduce your monthly mortgage payment, access cash for home improvements, and cancel mortgage insurance premiums, among other uses. Cash Out RefinanceTurn your home equity into cash to pay off high-interest debts, to complete home improvements, to buy a second home or investment property, or to even quickly boost your savings account. Streamline RefinanceReusing the original loan’s paperwork, this option is for borrowers who want to take advantage of low-interest rates, get out of an adjustable-rate mortgage (ARM), or graduated-payment mortgage (GPM). Existing FHA and VA mortgages may qualify for streamline refinancing.