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Mortgage Calculator

What is most important to you?

Original Mortgage

New Mortgage

All Payment Total Loan Amount Total Interest Paid

Payment Breakdown

information
Payment Breakdown

A breakdown of your total payment so you can see where money is allocated.

$1,915

per month

  • Principal & Interest
  • Taxes
  • Insurance
  • HOA Dues
  • PMI
  • Extra Payment
  • Monthly Payment
  • Total Payment
  • Home Value:
  • Mortgage Amount:
  • Monthly Principal & Interest:
  • Monthly Extra Payment:
  • Monthly Property Tax:
  • Monthly Home Insurance:
  • Monthly PMI:
  • Monthly HOA Fees:
  • Total # Of Payments:
  • Down Payment:
  • Principal:
  • Total Extra Payment:
  • Total Interest Paid:
  • Total Tax, Insurance, PMI and Fees:
  • Total of all Payments:
Savings Payment Amount Shorten Loan Term By

Early Payoff Strategy

information
Early Payoff Strategy

Add an extra payment and see how many months you can eliminate on the back end of the loan.

Lump Sum Payment

information
Lump Sum Payment

Shorten your loan term by paying a lump sum all to principal.

Total Savings Monthly Savings

Savings

information
Payment Breakdown

A breakdown of your total payment so you can see where money is allocated.

1 Years Savings
Years 1 years
Cash Savings Difference Equity

Cash Savings

information
Early Payoff Strategy

Add an extra payment and see how many months you can eliminate on the back end of the loan.

Origin Loan New Loan +/-
Closing Cost
Principal $446.61 $396.84 $778.35
Interest $450.54 $490.51 $630.44
Cash savings $219.78 $710.68 $782.01

Difference in Equity

information
Lump Sum Payment

Shorten your loan term by paying a lump sum all to principal.

Original Principal Remaining
New Principal Remaining $446.61
Difference in Equity $450.54
All Payment Total Loan Amount Total Interest Paid

Payment Breakdown

information
Payment Breakdown

A breakdown of your total payment so you can see where money is allocated.

$1,915

per month

  • Principal & Interest
  • Taxes
  • Insurance
  • HOA Dues
  • PMI
  • Extra Payment
  • Monthly Payment
  • Total Payment
  • Home Value:
  • Mortgage Amount:
  • Monthly Principal & Interest:
  • Monthly Extra Payment:
  • Monthly Property Tax:
  • Monthly Home Insurance:
  • Monthly PMI:
  • Monthly HOA Fees:
  • Total # Of Payments:
  • Down Payment:
  • Principal:
  • Total Extra Payment:
  • Total Interest Paid:
  • Total Tax, Insurance, PMI and Fees:
  • Total of all Payments:
Savings Payment Amount Shorten Loan Term By

Early Payoff Strategy

information
Early Payoff Strategy

Add an extra payment and see how many months you can eliminate on the back end of the loan.

Lump Sum Payment

information
Lump Sum Payment

Shorten your loan term by paying a lump sum all to principal.

At Troy City Mortgage, we believe that buying a home should be a simple process. We want you to have as much information upfront as possible, so you can get the keys in your hand.

To help our clients better plan to purchase a home, we’ve included this helpful mortgage calculator. You can use it to discover how much you should borrow and for how long. For example, want to know how much home you can afford at a specific monthly rate? Enter different amounts to find a payment size that can work for you.

These monthly payments are based on the principal (the amount you borrow), property taxes, interest rates, and homeowner’s insurance. Want to drill down even further? Contact us & we’ll look over your situation to develop a plan for you.

Disclaimer:

Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. Troy City Mortgage LLC does not guarantee the accuracy of any information or inputs by users of the software.

This calculator does not have the ability to pre-qualify you for any loan program which should be verified independently with one of our Loan Consultants. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Troy City Mortgage LLC does not guarantee any of the information obtained by this calculator.

Still have questions?

Even with the best calculator, we get that mortgages can get confusing.  No problem. We love explaining your mortgage options. It’s our thing! Get in touch with us today for a personalized quote.

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